Are you looking for a reliable, experienced and a well established loan centre for your prime customers and credit-challenged customers?

If so, AFX is the place to come. We serve dealers across Toronto, the GTA and surrounding regions. We deal with Prime and Non-Prime applications.

Why use AFX?

AFX is a Canadian-owned family business, in operation since 2006. Since then, we have specialized in giving open car loans to people who have good credit and for those who had bankruptcies (undischarged and discharged), proposals and past problems with credit. Our financing managers have over 50 years experience combined.

We can offer you:

  • Quick approvals
  • Quick Funding
  • Competitive referral fees
  • Zero down payment (O.A.C)
  • If your customer does not qualify for the vehicle of their choice, we will work with you to find a vehicle that works
  • You will never release a vehicle without being paid by us first

What we need to process a loan:

  • Two pieces of ID
  • Credit application filled out in full
  • Dealers bill of sale (completed fully with all declarations disclosed)


Jaz Auto

We had some not good experiences lately at our main finance institution we have been using. Our customers have detailed some issues and we feel it’s time to offer more opportunities to AFX. We like that your able to service anywhere in Canada and that makes it easy for people since many complaints are the distance people have to travel and sign. Going forward, we will work more closely with AFX.

SF Auto

SF Auto is a new Automotive Sales Company located in Woodbridge Ontario. We opened our doors in December 2017 which is the same month that we began working with AFX. AFX were absolutely outstanding to deal with from the beginning. As a new dealership we rely on AFX’s services in order to offer financing for our customers and with their 100% approval abilities it makes selling a lot easier and our customers even happier. AFX is with out a doubt the best in the business and I highly recommend them to anyone looking for funding as they go above and beyond for their customers. Keep it up AFX! Love working with you!